Income history – MMOG Accounts http://mmogaccounts.com/ Sat, 27 Nov 2021 12:11:51 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://mmogaccounts.com/wp-content/uploads/2021/06/icon-66.png Income history – MMOG Accounts http://mmogaccounts.com/ 32 32 3 Great REITs for Low Risk Investors https://mmogaccounts.com/3-great-reits-for-low-risk-investors/ Sat, 27 Nov 2021 11:35:00 +0000 https://mmogaccounts.com/3-great-reits-for-low-risk-investors/ There is a compromise on Wall Street that every dividend investor must come to terms with: risk versus reward. When you see a giant return, it most likely means that there is also a huge risk involved in the investment. But that doesn’t mean you can’t find attractive, but not giant, returns from real estate […]]]>

There is a compromise on Wall Street that every dividend investor must come to terms with: risk versus reward. When you see a giant return, it most likely means that there is also a huge risk involved in the investment. But that doesn’t mean you can’t find attractive, but not giant, returns from real estate investment trusts (REITs) that have been increasing their dividends for decades. Here are three of the best REITs for low-risk investors, and each has more than double the return of the S&P 500 Index.

1. The king

The undisputed king of the REIT dividend is Federal real estate (NYSE: FRT), with a whopping 54 consecutive annual dividend increases to its credit. This is the longest streak of all REITs. The current dividend yield is approximately 3.3%. Compared to the 1.3% return of the S&P 500 Index, that’s pretty generous, noting that despite the headwinds this pandemic-stricken retail owner experienced in 2020, he still managed to increase its dividend.

Image source: Getty Images.

The key is that Federal Realty focuses on quality rather than quantity when purchasing linear malls. Indeed, with only around 106 properties, it’s quite small, but the locations are so strong that even during the pandemic downturn, it was getting calls from retailers looking to upgrade from nearby locations. The REIT also puts a lot of effort into restructuring its assets to maximize the rents they generate and increase its bottom line.

This brings up the most exciting thing here: Federal Realty bought a handful of new properties during the downturn, giving it additional leverage for growth in the years to come. This includes adding a new region (Phoenix) to its Opportunity Set.

Federal Realty is never going to be a really exciting REIT, and the return will rarely be huge, but if a slow, steady dividend payment is your speed, you’ll want to keep an eye out for it.

2. Bigger and better

Real estate income (NYSE: O) is the next REIT here. The company owns single-tenant net leasehold properties, which means tenants are responsible for most of the costs of the properties they occupy. Spread over a large portfolio, this is a fairly low-risk way to invest in real estate.

This helps explain why Realty Income has increased its dividend every year for over 25 consecutive years, making it a dividend aristocrat. The dividend yield is 3.98%. And the dividend is paid monthly, making it easier to manage the budget for those looking to live off their dividends.

However, the most exciting thing right now is that Realty Income has just stepped up its game, using its acquisition of VEREIT to increase its portfolio from around 6,600 properties to over 10,000. In the net rental industry, the ladder offers a number of advantages.

For example, the investment grade REIT has access to cheap capital, the strength to close deals that its peers could not handle, the ability to spread its costs over more properties, and sufficient diversification of assets. its portfolio that no tenant or niche sector should be too problematic, even in a downturn.

On that note, the REIT increased its dividend four times in 2020. If you want to own the biggest and the best, Realty Income must be on your list.

FRT Dividend Yield Chart

FRT Dividend Yield given by YCharts.

3. The all-in-one

WP Carey (NYSE: WPC) is the last name on this list, with a generous 5.4% yield. While not a dividend king or a dividend aristocrat, he has increased his dividend every year since his initial public offering in 1998. And, like Realty Income, he has increased. payment quarterly in 2020.

The key here is that WP Carey, which is also a net lease REIT, has long been an opportunistic investor, investing money where it sees the best opportunities. This investment approach has led to a unique diversified portfolio, spread across industry, warehouse, office, retail and self-storage sectors, and across all geographies, with around 37% rents from outside the United States (mainly Europe).

This is probably one of the most diverse REITs you can buy, making it a kind of one stop shop for investors looking to own a single REIT. He doesn’t have the scale that Realty Income offers, but that hasn’t stopped him from hitting a pretty incredible dividend record. And given its generous return compared to Realty Income and the market in general, it looks relatively attractive today.

Those to own

Federal Realty and Realty Income tend to be offered premium prices by investors most of the time. That includes today, which means value-conscious investors are likely to find them less than attractive. However, if your goal is reliable income from a relatively low-risk investment, both are worth exploring.

Meanwhile, WP Carey was cheaper in the past, but still looks attractive enough, given its higher dividend yield than its peers and strong dividend history. Most income investors will likely find it attractive right now.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are motley! Challenging an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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Uber CFO Focuses On Revenue Growth After Reaching Profitability Milestone https://mmogaccounts.com/uber-cfo-focuses-on-revenue-growth-after-reaching-profitability-milestone/ Thu, 25 Nov 2021 15:00:00 +0000 https://mmogaccounts.com/uber-cfo-focuses-on-revenue-growth-after-reaching-profitability-milestone/ Uber Technologies Inc. The CFO said the rideshare and delivery company is focused on increasing revenue and revenue after hitting a major breakeven milestone in its final quarter. San Francisco-based Uber said in early November it reported adjusted earnings before interest, taxes, depreciation and amortization of $ 8 million for the quarter ended September 30. […]]]>

Uber Technologies Inc.

The CFO said the rideshare and delivery company is focused on increasing revenue and revenue after hitting a major breakeven milestone in its final quarter.

San Francisco-based Uber said in early November it reported adjusted earnings before interest, taxes, depreciation and amortization of $ 8 million for the quarter ended September 30. this move, aided by the resumption of its transportation business and the continued strength of its food delivery unit, Uber Eats.

“Our current goal is to continue improving our Adjusted EBITDA, but the real goal is to focus on long-term growth,” said CFO Nelson Chai.

The company’s quarterly net loss, however, widened to $ 2.42 billion from $ 1.09 billion in the prior year period, largely due to a loss of its equity investments in companies such as Chinese rideshare company Didi Global. Inc.

Uber recorded net income under generally accepted accounting principles twice, first in 2018 and again in the second quarter of this year thanks to unrealized gains on investment holdings.

“We intend to achieve GAAP profitability,” said Mr. Chai, who had served as chief financial officer of Uber since 2018, after serving as general manager of CIT Bank and Warranty Group and chief financial officer of Merrill. Lynch during the financial crisis and NYSE Euronext. before that.

The company, which always strives for positive free cash flow, plans to brief investors on its profitability targets and spending plans in February. Mr Chai declined to comment on when Uber may report a net profit based on the strength of its operations rather than investment gains.

Investors would like to see margin and market share gains after years of heavy losses, said Nikhil Devnani, analyst at Sanford C. Bernstein & Co. “Uber is a growing company, but it is a profitable growth, ”he said. “They need to strike a balance between investing in a competitive delivery market and proving to the streets that there is a high-margin company with cross-platform synergies under the hood.”

The pandemic prompted Uber to cut costs, including laying off workers.


Photo:

Laura Dale / Zuma Press

Uber’s ridesharing business suffered badly during the pandemic – with bookings temporarily falling by as much as 80% – prompting the company to cut costs by around $ 1 billion, in part by laying off workers. workers. The company also sold various assets, including its autonomous driving unit and its bicycles and scooters business, while retaining its freight business.

Last year, the company pulled out of a number of countries where it did not see itself as a market leader, Chai said. The move involved around 20 stocks, including exits and deals to sell trades to rivals, a spokesperson said.

As it strives to regain ground lost at the start of the pandemic, the company expects staffing increases over time, but these will be limited, Chai said. Uber had 24,700 employees in the quarter ended Sept. 30, up from 21,600 a year earlier. Drivers are not classified as employees, so they are not included in the count. Around 800 people work in finance, up from around 500 when Mr. Chai took over the finance function.

Mr. Chai is targeting $ 90 billion in gross annual bookings by the end of the year. These bookings, which refer to the total value of rides and merchandise sold via Uber, amounted to $ 23.11 billion in the last quarter, up 57% from the previous year period. .

“If we’re down to $ 90 billion in gross bookings… increasing that on a massive scale is pretty amazing,” Mr. Chai said. The company will continue to invest, for example, in services such as grocery and drugstore delivery, he said.

Uber is already profitable in many of its markets, Chai said, adding that revenue growth and economies of scale would help increase overall profit.

“The only thing that’s lagging behind,” he said, is Uber’s stock price, which has fallen more than 16% since the start of the year. The CFO added that he had checked the share price “too often”. Uber shares closed at $ 42.08 on Wednesday, down 1.4%.

Analysts and investors have pointed out several levers that the CFO can pull, including unlocking funds by selling or reducing their holdings and increasing the take rate, the percentage of a tariff or delivery order that ‘Uber takes it as a charge.

“There are a number of ways to achieve profitability,” said Robert Mollins, director at Gordon Haskett Research Advisors, a research provider. “The path is pretty much there.”

The participation rate, or revenue as a percentage of gross bookings, in Uber’s mobility business was 22.3% in the last quarter, up from 23.1% a year earlier, while the Participation rate for the delivery business was 17.4%, compared to 13.3%.

“We believe the turnout in the United States will increase, and that’s largely because we’ll be able to reduce some of that driver incentive,” Chai said, referring to the financial support aimed at to attract more drivers to its platform. In other markets, for example Australia, the turnout is likely to drop, he said.

Regarding Uber’s interests in other companies, Mr. Chai said, “We believe many of the holdings will continue to grow in value.”

Uber sold its activities in China to Didi in 2016 in exchange for a minority stake in the company. He now owns a roughly 11% stake in Didi, subject to a lock-in period that began with the Chinese company’s IPO. The blocking period expires at the end of the year, giving Uber the option to sell or reduce the stake.

In addition to its stake in Didi, Uber also owns other stakes, notably in the autonomous startup Aurora Innovation. Inc.

Uber continues to benefit from the strategy of selling more services to existing customers, said Dennis Allaire, partner of SoMa Equity Partners, which held 8.25 million Uber shares in its most recent quarter.

“Transactions within the application are very transparent,” said Mr. Allaire. “They have great economies of scale.”

Write to Nina Trentmann at Nina.Trentmann@wsj.com

Copyright © 2021 Dow Jones & Company, Inc. All rights reserved. 87990cbe856818d5eddac44c7b1cdeb8


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AAPL dividend announcement $ 0.0500 / share 11/23/2021 https://mmogaccounts.com/aapl-dividend-announcement-0-0500-share-11-23-2021/ Wed, 24 Nov 2021 01:23:38 +0000 https://mmogaccounts.com/aapl-dividend-announcement-0-0500-share-11-23-2021/ On 11/23/2021, BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc (NYSE: DCF) declared a dividend of $ 0.0500 per share payable on December 22, 2021 to shareholders of record on December 8, 2021. BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc (NYSE: DCF) has paid dividends since 2018, has […]]]>

On 11/23/2021, BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc (NYSE: DCF) declared a dividend of $ 0.0500 per share payable on December 22, 2021 to shareholders of record on December 8, 2021.

BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc (NYSE: DCF) has paid dividends since 2018, has a current dividend yield of 6.4724917412%, and has increased its dividends for 0 consecutive years.

The stock price closed yesterday at $ 9.27 and has a 52 week low / high of $ 7.97 and $ 9.99.

BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund is a diversified private management investment company. The investment objective of the Fund is to seek high current income and return at least $ 9.835 per common share to registered holders of common shares on or about December 1, 2024.

For more information on BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc, click here.

BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc. Current dividend information as of the date of this press release is:

Dividend declaration date: November 23, 2021
Ex-dividend date: December 07, 2021
Dividend registration date: December 8, 2021
Dividend payment date: December 22, 2021
Dividend amount: $ 0.0500


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Market Size and Forecast 2017-2025 with COVID-19 Impact Analysis https://mmogaccounts.com/market-size-and-forecast-2017-2025-with-covid-19-impact-analysis/ Mon, 22 Nov 2021 11:38:00 +0000 https://mmogaccounts.com/market-size-and-forecast-2017-2025-with-covid-19-impact-analysis/ Dublin, November 22, 2021 (GLOBE NEWSWIRE) – The report “Global Battle Royale Game Market 2021-2025” has been added to ResearchAndMarkets.com offer. The report provides in-depth analysis of the Global Battle Royale Game Market by Value, Platform, Business Model, etc. The report also provides detailed analysis of the impact of COVID-19 on the Battle Royale gaming […]]]>

Dublin, November 22, 2021 (GLOBE NEWSWIRE) – The report “Global Battle Royale Game Market 2021-2025” has been added to ResearchAndMarkets.com offer.

The report provides in-depth analysis of the Global Battle Royale Game Market by Value, Platform, Business Model, etc. The report also provides detailed analysis of the impact of COVID-19 on the Battle Royale gaming market.

A category of multiplayer online video game that incorporates the hunting, investigation, survival and research components of a survival sport or gaming activity with a last surviving player is known as the game of battle royale.

The Battle Royale gaming category became more well-known in mid-2017 with the emergence of PUBG Battle Royale Games which gained popularity over time. It has gained more global traction among gamers with billions of simultaneous players engaged in combat to the death, a trend most unnoticed by game publishers and developers.

The global battle royale game market can be segmented on the basis of platform such as mobile, console, and personal computer (PC). Furthermore, the Battle Royale games market can be segmented on the basis of business models such as: Free-to-Play and Pay-to-Play.

The global Battle Royale game market has grown significantly during the 2017-2020 market and projections are made that the market will increase tremendously in the next four years i.e. 2021-2025. The Battle Royale gaming market is expected to rise owing to the increasing use of smart phones, growing influence of social media, increasing internet penetration, increasing gen z revenue, rapid urbanization and increasing number of viewers in electronic sports. Still, the market faces some challenges such as the side effects of excessive gambling, payment fraud, and strict government regulation.

The COVID-19 pandemic has positively impacted the global battle royale game market. Due to the extensive lockdowns, the number of online gamers has seen a drastic increase during 2020 which has benefited the market.

The report also assesses the key opportunities in the market and describes the factors which are and will be driving the growth of the industry. Growth of the global battle royale games market has also been forecast for the period 2021-2025, taking into account previous growth patterns, growth drivers, and current and future trends.

The global battle royale market is dominated by a few major players operating across the globe. The major players in battle royale games market are Tencent, NetEase, Epic Games and KRAFTON are also presented with their respective financial information and business strategies.

Main topics covered:

1. Summary

2. Presentation
2.1 Game: Overview
2.2 Difference between outdoor game and indoor game
2.3 Importance of games
2.4 Games: Overview
2.5 History of digital games
2.6 Battle Royale game: an overview
2.7 Battle Royale Game Segmentation: An Overview

3. Global market analysis
3.1 Global Battle Royale Gaming Market: An Analysis
3.1.1 Global Battle Royale Game Market by Value
3.1.2 Global Battle Royale Games Market by Platform (Mobile, Console & PC)
3.1.3 Global Battle Royale Game Market by Business Model (Free & Paid)
3.1.4 Global Battle Royale Game Market by Region (Asia-Pacific, North America, Europe, Middle East & Africa & Latin America)
3.2 Global Battle Royale Game Market: Platform Analysis
3.2.1 Global Battle Royale Mobile Game Market by Value
3.2.2 Global Battle Royale Console Games Market by Value
3.2.3 Global PC Battle Royale Games Market by Value
3.3 Global Battle Royale Game Market: Business Model Analysis
3.3.1 Global Free Battle Royale Games Market by Value
3.3.2 Global Paid Battle Royale Games Market by Value

4. Regional market analysis
4.1 Asia-Pacific Battle Royale Game Market: An Analysis
4.1.1 Asia-Pacific Battle Royale Game Market by Value
4.2 North America Battle Royale Gaming Market: An Analysis
4.2.1 North America Battle Royale Game Market by Value
4.3 Europe, Middle East & Africa Battle Royale Game Market: An Analysis
4.3 Europe, Middle East & Africa Battle Royale Game Market by Value
4.4 Latin America Battle Royale Gaming Market: An Analysis
4.4.1 Latin America Battle Royale Game Market by Value

5. Impact of COVID-19
5.1 Impact of COVID-19 on the Global Battle Royale Games Market
5.2 Impact of COVID-19 on mental health
5.3 Impact of COVID-19 on game downloads

6. Market dynamics
6.1 Growth drivers
6.1.1 Growing use of smartphones
6.1.2 Growing Influence of Social Media
6.1.3 Growing Internet Penetration
6.1.4 Increased income for Generation Z
6.1.5 Rapid urbanization
6.1.6 Increase in the number of viewers in esports
6.2 challenges
6.2.1 Side effects of excessive gambling
6.2.2 Payment fraud
6.2.3 Strict government regulations
6.3 Market trends
6.3.1 Expansion of 5G
6.3.2 Cloud Gaming Adoption
6.3.3 Streaming platforms attract large audiences
6.3.4 Cross-platform play becomes reality

7. Competitive landscape
7.1 Global Battle Royale Gaming Market Players: A Financial Comparison
7.2 Global Battle Royale Games Market Players: Game Comparison
7.3 Global Mobile Battle Royale Games Market Players: Game Comparison
7.4 Global Battle Royale Mobile Games Market Players: In-Game Item Sales Comparison

8. Company profiles
8.1 Company overview
8.2 Financial overview
8.3 Business strategy

  • Epic games

  • KRAFTON

  • NetEase

  • Tencent

For more information on this report, visit https://www.researchandmarkets.com/r/73vahv

CONTACT: CONTACT: ResearchAndMarkets.com Laura Wood, Senior Press Manager press@researchandmarkets.com For E.S.T Office Hours Call 1-917-300-0470 For U.S./CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900


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Oregon Humanities Offers Free Online College Courses For Low Income Residents https://mmogaccounts.com/oregon-humanities-offers-free-online-college-courses-for-low-income-residents/ Fri, 19 Nov 2021 07:13:12 +0000 https://mmogaccounts.com/oregon-humanities-offers-free-online-college-courses-for-low-income-residents/ PORTLAND, Ore. (KTVZ) – Oregon Humanities invites Oregon residents who face barriers to furthering their education to join HUMANITY IN PERSPECTIVE, a series of free college-level courses for low-income adults and youth . Registration for the Winter / Spring 2022 course is open now. For the second time in the program’s 20-year history, this six-credit […]]]>

PORTLAND, Ore. (KTVZ) – Oregon Humanities invites Oregon residents who face barriers to furthering their education to join HUMANITY IN PERSPECTIVE, a series of free college-level courses for low-income adults and youth .

Registration for the Winter / Spring 2022 course is open now. For the second time in the program’s 20-year history, this six-credit online course is open to all Oregon adults, regardless of where they live in the state.

With the COVID-19 pandemic creating or exacerbating financial stress for hundreds of thousands of Oregonians, many have had to suspend or abandon their education goals. Humanity in Perspective offers a supportive learning community where participants learn essential skills in writing, collaboration and time management. And unlike many traditional classrooms, Humanity in Perspective courses treat curiosity and life experiences as topics worth exploring alongside and in relation to core study topics.

Luis Medina, a Humanity in Perspective alumnus, says: “HIP is a place where people can connect, share their perspectives and discover ideas that help grow the community and themselves. It’s a place you can go to every week to feel like you are part of a group concerned with making meaningful change and thinking critically about the most important issues.

Enrollment includes the full tuition fee and free readings, and financial assistance for technology to access the course is available. Additionally, participants who complete the course will earn a certificate and six transferable semester credits from Bard College. Tutoring, college counseling and mentoring opportunities are also available to participants.

Classes will take place online on Monday and Thursday evenings from 6.30 p.m. to 9 p.m. from January 24 to June 2. There will also be four additional classes on Saturday. Humanity in Perspective (HIP) is offered in partnership with Bard College and the College of Liberal Arts and Sciences at Portland State University and is part of the National Clemente Humanities Course Network.

Oregon Humanities connects people and communities through conversations, storytelling, and participatory programming to inspire understanding and collaborative change. More information about our programs and publications, which include The Conversation Project, Consider This, Humanity in Perspective, Public Program Grants, Responsive Program Grants, and Oregon Humanities magazine — can be found at oregonhumanities.org. Oregon Humanities is an independent, not-for-profit affiliate of the National Endowment for the Humanities and a partner of the Oregon Cultural Trust.


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Opinion: Why building more housing cannot solve the problem of housing affordability for the millions of people who need it most https://mmogaccounts.com/opinion-why-building-more-housing-cannot-solve-the-problem-of-housing-affordability-for-the-millions-of-people-who-need-it-most/ Wed, 17 Nov 2021 15:55:00 +0000 https://mmogaccounts.com/opinion-why-building-more-housing-cannot-solve-the-problem-of-housing-affordability-for-the-millions-of-people-who-need-it-most/ Even before 2020, the United States faced a serious housing affordability crisis. The COVID-19 pandemic has worsened the situation after millions of people who lost their jobs lost their rent. While eviction bans have prevented mass homelessness – and emergency rent assistance has helped some – most of the moratoria have now been lifted, putting […]]]>

Even before 2020, the United States faced a serious housing affordability crisis. The COVID-19 pandemic has worsened the situation after millions of people who lost their jobs lost their rent. While eviction bans have prevented mass homelessness – and emergency rent assistance has helped some – most of the moratoria have now been lifted, putting many at risk. to lose their home.

One solution advocated by the White House, state and local lawmakers and many others is to increase the supply of affordable housing, for example by reforming zoning and other land use regulations.

As experts in housing policy, we agree that there is a need to increase the supply of housing in areas where housing costs are rising rapidly. But that will not, in itself, make a significant dent in the country’s affordability issues, especially for those with the most serious needs.

This is in part because in much of the country there is no shortage of rental housing. The problem is that millions of people do not have the income to afford what is on the market.

Where the crisis hits the hardest

Tenants with the most serious affordability problems have extremely low incomes.

Nationally, about 45% of all renter households spend more than 30% of their pre-tax income on rent, the widely recognized threshold of affordability. About half of these tenants, 9.7 million in total, spend more than 50% of their income on housing, which greatly affects their ability to meet other basic needs and puts them at risk of becoming homeless.

Almost two-thirds of renters who spend half or more of their income on shelter earn less than $ 20,000, which is below the poverty line for a family of three. Renters with slightly higher incomes also have difficulty finding affordable housing, but the problem is most prevalent and most severe among very low-income households.

More than 6 million families earning less than $ 20,000 a year pay more than half of their monthly income in rent. Building new housing will not help them.

For a household earning $ 20,000, $ 500 per month is the highest affordable rent, assuming the affordability standard does not exceed 30% of its housing income. In contrast, the median rent in the United States in 2019 was $ 1,097, an affordable level for households earning as much as $ 43,880.

And homes that rent for $ 500 or less are extremely rare. Less than 10% of all occupied and vacant homes are rented at this price, and 31% are occupied by households earning more than $ 20,000, pushing low-income renters into homes they cannot afford.

A pervasive problem

The issue of housing affordability does not only affect a few high-cost cities. It is ubiquitous across the country, in the most expensive housing markets with the lowest vacancy rates like New York and San Francisco, and the cheapest markets with high vacancy rates, like Cleveland and Memphis. .

For example, in Cleveland, with a median rent of $ 725, 27% of all renters spend more than half of their income on rent. In San Francisco, with a median rent of $ 1,959, 18% of renters spend at least half of their income on rent. And it is even worse for the poorest inhabitants. In both cities, more than half of all renters with very low incomes spend at least 50% of their income on rent.

In fact, there isn’t a single state, metropolitan area, or county in which a full-time minimum-wage worker can afford “fair market rent” for a two-bedroom home, as designated by the department. American Housing and Urban Development.

Even the smallest and most basic homes are often unaffordable for people with very low incomes. For example, the minimum rent needed to maintain a new energy efficient 225 square foot New York apartment with a shared bathroom built on a given lot is $ 1,170, affordable for households earning a minimum of $ 46,800. It’s out of reach for low-income households.

At the heart of the country’s affordability crisis is the fact that the cost of building and operating a home simply exceeds what low-income renters can afford. Nationally, the average monthly cost of operating a rental unit in 2018 was $ 439, excluding mortgage and other debt expenses.

In other words, even if landlords set rents to the bare minimum necessary to cover costs, without any profit, housing would remain unaffordable for most very low-income households, unless they also received subsidies. to rent.

The grant solution

Covering the difference between what these tenants can afford and the real cost of housing is therefore the only solution for the nearly 9 million low-income households who pay at least half of their income in rent.

The United States already has a program designed to help these people afford housing. With Housing Choice Vouchers, also known as Section 8, beneficiaries pay 30% of their income in rent and the program covers the balance. While some landlords have refused to accept tenants using vouchers, overall the program has made a significant difference in the lives of those who receive them.

The $ 26 billion program currently serves approximately 2.5 million households, or only 1 in 4 of all eligible households. The current version of the Democrats’ social spending bill would gradually expand the program by around 300,000 over five years at a total cost of $ 24 billion.

Even though this would be the biggest increase in the program’s nearly 50 years, millions of low-income renters still cannot afford a home. And that’s not a problem that more supply can solve.

Alex Schwartz is professor of public and urban policy at The New School, a university in New York. He is the author of “Housing Policy in the United States” (Routledge, 2021), which is in its fourth edition.

Kirk McClure is professor of urban planning in the School of Public Affairs and Administration at the University of Kansas. He was Researcher-in-Residence in the Policy Development and Research Department at HUD. Dr McClure is Associate Editor of Housing Policy Debate and sits on the editorial boards of Housing Studies and the Journal of Planning Education and Research.

This commentary was originally posted by The Conversation — Why Building More Housing Won’t Solve Affordable Housing For The Millions Who Need It Most

They’re not exactly poor, but tens of millions of hardworking Americans struggle to pay the bills

Real estate inflation is getting worse. Will Biden’s “Build Back Better” program help tenants and buyers?

Millions of older Americans live on the economic edge – evictions will send them homeless


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Child tax credit update portal: update your income details, review your payments and more https://mmogaccounts.com/child-tax-credit-update-portal-update-your-income-details-review-your-payments-and-more/ Mon, 15 Nov 2021 21:00:13 +0000 https://mmogaccounts.com/child-tax-credit-update-portal-update-your-income-details-review-your-payments-and-more/ You can see if your child tax credit payments have been processed in the update portal. Sarah Tew / CNET Now that five child tax credit payments have been sent to eligible families, there is only one left this year. This means that if you haven’t already done so, you must notify the IRS of […]]]>

You can see if your child tax credit payments have been processed in the update portal.

Sarah Tew / CNET

Now that five child tax credit payments have been sent to eligible families, there is only one left this year. This means that if you haven’t already done so, you must notify the IRS of any change in your income, especially if it affects the amount you are entitled to. You have until November 29 to make the final changes to the portal before the December payment is sent.

Here’s what the Update Portal can help you now: You can see your processed payments and change your mailing address, income, and banking information. You can also use IRS portals to monitor your future deposits. However, you still can’t change some of the things the IRS said you could change with its portals.

The online tool does not allow you to update your marital status or change your dependents. The IRS still hasn’t said when – or if – parents can make these changes this year. Still, being able to tell the IRS of these details in 2021 is supposed to help ensure families get the right amount of credit and avoid potentially owing the IRS money next year.

We’ll walk you through what you need to know about the portals below, including how opting out will affect your payment and taxes next year. Here’s what to do if you are missing a check from one of the previous months. This story was updated recently.

Can I make changes to my income details in the portal now?

Yes. The IRS has said that you can now notify the tax administration of changes in income that affect the amount of your advance payments. Changes you make before 9 p.m. PT (12 p.m. ET) on November 29 will apply to your payments on December 15.

The IRS has said that only families who are already eligible and receive advance payments based on their 2020 tax return can use the Child Tax Credit Update Portal to notify the IRS of changes in income. IRS officials can’t process income changes over the phone, the IRS said.

When can I update my dependent details using the portal?

The IRS has not released new details on when it will allow you to make changes regarding your dependents to avoid repaying money you may not be eligible for. The IRS originally said that this year you would be able to report changes in all life circumstances since the last tax return, such as a in addition to your family or a change of child custody status – but it still hasn’t made this feature available.

Here’s why this feature is needed:

If you had or will have a new baby this yearIt is important to notify the IRS so that you can receive a payment of up to $ 3,600 for that child. The same applies if you have adopted a child or gained a new dependent child since the last income tax return.

In addition, if you have obtained full custody of your child, you will be the parent who will receive the money for your child. Note that parents who have shared custody will not each receive a payment. This is important for domestic violence survivors, according to comments made in an IRS screening hearing by Nina Olson, executive director of the Center for Taxpayer Rights. The Child Tax Credit Update Portal “should allow them to enter their change in marital status and also the location of the children,” Olson said.

Remember that collecting the money when it is not eligible may mean paying off the IRS during tax time in 2022. If you are not sure whether you qualify, you can opt out of the advance payments. to be on the safe side. You will collect the child tax credit money during tax season next year.

Which Child Tax Credit Audits Can I Opt Out of and How?

Most families eligible for the extended credit did not need to take steps to receive advance payments in 2021. If you have ever filed a 2019 or 2020 federal income tax return (or used the non-filing tool in 2020 to sign up for stimulus payments), you should have started getting the credit automatically in July. The credit is non-refundable, so you don’t need income to get it, and families can pocket the extra money if the credit amount is more than their total tax bill.

The Child Tax Credit Update Portal allows you refuse to receive monthly child tax credit payments for that year. This means that instead of receiving monthly payments of, say, $ 300 for your 4-year-old, you can wait to file a 2021 tax return in 2022 to receive the remainder of the $ 3,600. You can unsubscribe at any time, but you must unsubscribe at least three days before the first Thursday of the month.

At this point, the IRS says unsubscribing or unsubscribing is a one-time action – and it’s not clear if you’ll be able to re-enroll (IRS initially said in late September, but that option is still not available ). The deadline for opting out of the last payment is November 29, before 9 p.m. PT (midnight ET).

You may choose to opt out of the monthly advance payment program because you expect circumstances to change or if the partial monthly payments interfere with tax planning. Families who typically owe the IRS money when they file taxes may want to use the full credit next year. Or you might want a larger payment if your household is saving for a big expense.

To unsubscribe, visit the Child Tax Credit Update Portal and press Manage advance payments. You will then have to log in with your IRS username or ID.me account. (You can create one on the page if you don’t have one.)

After signing in, if you are eligible, you will see an option to opt out of payments. The IRS says that if you jointly filed your most recent tax return, opting out will only affect your prepayments, not your spouse’s. This means that both parents must opt ​​out separately.

What can the IRS Child Tax Credit Tools be used for?

Online tools are useful for a variety of reasons. Here’s how they help parents with eligible dependents:

  • The Child Tax Credit Update Portal allows you to verify that your family is eligible for the credit and to decline to receive payments in 2021. You can use it now to view your payment history (including if money comes by paper check or direct deposit) and provide the IRS with your current mailing address, income, and bank details.
  • A non-filing portal allows you to provide the IRS with basic information about yourself and your dependents if you are not normally required to file a tax return. The tool is intended to help low-income households register for payments. The last day to use this portal is November 15 (more details below).
  • The Child Tax Credit Eligibility Wizard can help you determine if you qualify for Child Tax Credit advance payments. The interactive tool is now available in Spanish and other languages.

What other toolkits and resources are available? The IRS regularly updates its Child Tax Credit FAQ page and has a PDF with details about the portals. The White House has launched a website for the Child Tax Credit that provides information for families, eligibility details, and more downloadable information.

How can I verify that my family is eligible for checks?

The new Child Tax Credit Eligibility Wizard allows families to answer a series of questions to quickly determine if they qualify for the early credit. This can be useful for families who have not received a letter from the IRS confirming their eligibility. The tool is now available in several languages, including Spanish.

How do I view my monthly payment history on the update portal?

Using the Child Tax Credit Update Portal, you can view your payment history and add your direct deposit information if the IRS does not have it on a recent tax return. If the IRS has invalid bank details, it will mail the check. Families who receive their payments by post should allow extra time for delivery.

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Parents can always unsubscribe from monthly payments to get the credit balance next year.

Sarah Tew / CNET

Today is the last day to use the IRS Non-Filer Registration Tool

It’s not too late for low-income families to register for the Child Tax Credit Advance Payments, but that deadline ends today. The Child Tax Credit Non-Filer Registration Tool is a way for those who are not required to file an income tax return to provide the tax agency with basic information about their dependents . This tool can be used by low-income families who earn too little to file a 2020 tax return but need to notify the IRS of eligible children born before 2021. The tool is available until November 15.

With the no-report tool, you will be able to electronically file a simple tax form with the IRS with enough information for the agency to determine your family’s eligibility for child tax credit advance payments. . You should not use this tool if you need to file a tax return but have not yet done so. Also, do not use this tool if you actually filed a 2020 tax return or claimed all of your dependents on a 2019 return.

To use the tool, families must have had a primary residence in the United States for more than half of the year. To enroll, parents must have their personal information on hand, including an email address, Social Security numbers for dependents, and a bank account routing number.


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Chinese Xi Jinping seeks “historic resolution” to consolidate reign at party plenary https://mmogaccounts.com/chinese-xi-jinping-seeks-historic-resolution-to-consolidate-reign-at-party-plenary/ https://mmogaccounts.com/chinese-xi-jinping-seeks-historic-resolution-to-consolidate-reign-at-party-plenary/#respond Thu, 11 Nov 2021 10:19:47 +0000 https://mmogaccounts.com/chinese-xi-jinping-seeks-historic-resolution-to-consolidate-reign-at-party-plenary/ Chinese President Xi Jinping wants to dominate the future of his country. To do so, he is set to give his past a whole new twist, placing him alongside such leaders as Mao Zedong and Deng Xiaoping. This is the opinion of many experts observing a key meeting of the Chinese Communist Party that was […]]]>

Chinese President Xi Jinping wants to dominate the future of his country. To do so, he is set to give his past a whole new twist, placing him alongside such leaders as Mao Zedong and Deng Xiaoping.

This is the opinion of many experts observing a key meeting of the Chinese Communist Party that was due to end on Thursday.

The sixth plenum of the party’s Central Committee, a predominantly male group of more than 300 senior leaders, is the last major meeting before a party convention next year where Xi, 68, is expected to secure an unprecedented third term.

A photo of Xi hovers above the Communist Party Museum in Beijing.Noel Celis / AFP via Getty Images

The crux of the four-day plenum will be whether Xi achieves what is called a “historic resolution”, which would allow him to present his own version of Chinese history – this is only the third time that ‘a party leader does.

Xi’s political philosophy – called “Xi Jinping Thought” – is already embedded in Chinese society, added to textbooks from elementary school to middle school. A landmark resolution would further consolidate his personal leadership as a defining feature of Chinese politics for years and perhaps decades to come.

The resolution will be Xi’s “attempt to further consolidate his power and define his historic legacy in the history of the party,” said Jinghan Zeng, professor of China and international studies at Lancaster University in Britain. .

In the weeks leading up to the plenum, state media praise for Xi was even more enthusiastic than usual. A commentary in the People’s Daily, the party’s flagship newspaper, called leadership “the most critical condition in the face of major historical moments and tests.” Safeguarding Xi’s “central position” and the party’s overall authority, he said, were “the fundamental guarantees for further victories” in China’s modernization campaign.

Mao Zedong inspects the “Cultural Revolution” army in Tiananmen Square in Beijing on August 18, 1966. Hulton Deutsch / Corbis via Getty Images

Mao and Deng both used their historic resolutions to criticize what had happened before: Mao, in 1945, asserting his dominance as ruler at the birth of Communist China, and Deng, in 1981, carefully criticizing the mistakes. of Mao and paving the way for further economic liberalization. . But Xi’s resolution should do more to praise what Chinese state media have called “the major achievements and historic experiences” of the party’s century-old rule – and by extension the last decade under his leadership.

This includes the Mao era, which Xi has already defended despite the millions who starved to death in the Great Leap Forward, Mao’s disastrous attempt in the late 1950s and early 1960s to rapidly industrialize. Chinese society, and the brutal purges of the 1966-1976 Cultural Revolution.

Chinese peasants on a communal farm in the 1950s.Universal Images Group via Getty Images

Along with Mao and Deng, Xi has already positioned himself among the most powerful leaders in post-revolutionary Chinese history. The removal of the two-term limit for presidents in 2018 effectively allowed him to stay in office indefinitely.

Whether this actually happens will be decided next year at the party congress, a biannual event in which key Chinese leaders are appointed. Between these gatherings, the party organizes seven plenums, or plenary sessions, each with its own theme.

Xi Jinping led events marking the 110th anniversary of the 1911 revolution in Beijing earlier this year. Xinhua News Agency / Xinhua News Agency via Getty Ima

In theory, these sessions are a chance for the Politburo Standing Committee, the party’s most powerful body, to come up with new policies for review. In fact, in the era of the strong man Xi, they allow the president to “assert his dominance” while creating only “the public illusion of collective governance,” according to a briefing from the Center for Strategic and International Studies, a Washington-based think tank. .

“The Sixth Plenums are usually not necessarily the most important annual meetings of the Communist Party,” said Steve Tsang, professor and director of the China Institute at SOAS University in London. “But this particular sixth plenum is really very, very important.”

“The only thing that can stop Xi now is internal resistance within the upper echelons of the party, if he stumbles or makes another big mistake,” he said.

These plans come in the midst of China’s rise to international power. The country is expected to become the world’s largest economy within a decade. Its consumption of coal will determine the global fight against climate change. And he remains stuck with the United States in disputes over everything from trade and intellectual property to human rights and the status of Taiwan.

And with Xi at the helm, China has become increasingly authoritarian, according to the Economist Intelligence Unit’s annual ranking index.

He has already started to turn the page on a new chapter in Chinese history, in which “the goal is to create a” great modern socialist nation, “as Xi put it, by 2035,” Andrew Polk, Senior Partner at the Center. for strategic and international studies, said in an online presentation last month.

While Deng opposed Mao’s personality cult, Xi has amassed more personal power than anyone since the country’s founder.

Then-Chinese leader Deng Xiaoping wears a cowboy hat presented to him by his hosts while attending a rodeo during his state visit to the United States in 1979.Dirck Halstead / Getty Images

Under his leadership, tens of thousands of officials – including Xi’s political rivals – have been investigated for alleged corruption, the Chinese military has been significantly overhauled and modernized, and the country has moved away. of low-end manufacturing and is emerging as a technological powerhouse.

In recent months, Xi has shunned the growth-at-any-cost doctrine of his predecessors and instead focused on the slogan of “common prosperity” – attacking tech giants and Chinese superriches with the promise of ‘a greater distribution of income.

It is “not about Xi Jinping as a liberal with a bleeding heart,” Polk added. “His thought is that a strong country does not have a huge amount of economic inequality, as this leads to divisions in the population. “


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The evolution of alternative investments https://mmogaccounts.com/the-evolution-of-alternative-investments/ https://mmogaccounts.com/the-evolution-of-alternative-investments/#respond Mon, 08 Nov 2021 02:00:00 +0000 https://mmogaccounts.com/the-evolution-of-alternative-investments/ Opinions expressed by Contractor the contributors are theirs. You are reading Entrepreneur United States, an international Entrepreneur Media franchise. What do a tulip, a bottle of whiskey, Super Mario 64 and a future real estate development project have in common? If you are smart enough to guess from the title of this article that these […]]]>

Opinions expressed by Contractor the contributors are theirs.

You are reading Entrepreneur United States, an international Entrepreneur Media franchise.

What do a tulip, a bottle of whiskey, Super Mario 64 and a future real estate development project have in common?

If you are smart enough to guess from the title of this article that these are all alternative investments, you would be right. All of these are – or have been – successful investment opportunities. Each article rewarded smart investors who dared to invest their money in non-traditional investments as opposed to stocks or bonds.
How was this alternative market born and what is the evolution of alternative investments for the future?

The beginnings of alternative investing

An alternative investment is loosely defined as any financial investment excluding stocks, bonds or instruments related to cash. Some alternative investments have been around for centuries. The earliest form of commodity trading originated between 4500 and 4000 BC. In fact, these commitments with stipulations of time and date of delivery look a lot like a modern futures contract.

Private art sales date back to Roman times, while the Stockholm Auction House – the world’s oldest auction house – was opened in 1674. One of the most popular speculative bubbles in history arose out of the rare Dutch tulip trade in the 1600s. At its peak, bulbs were trading for up to six times a person’s average annual salary. As early as 1787, the writings of Thomas Jefferson provided early evidence that premiums were being charged for older vintages. If we are talking about collectibles, then you cannot forget about baseball cards. Non-traditional tradable items called cabinet cards were produced in the mid-19th century, although the “golden age” of baseball cards would have started in 1909.

While the above alternative investment vehicles are fun, the more traditional and structured financial mechanisms have a much shorter history. The first private family office (The Bessemer Trust) was founded in 1907. Andrew Winslow Jones is credited with developing the first hedge fund in 1940. Less than 10 years later, the first private venture capital firms were formed. Although land ownership and real estate have a rich history as a part of society, America’s first REIT was not established until 1960.

Related: How to Determine If Your Employee Is Worth the Investment

Becoming important

The alternative investment industry has developed in a number of ways. First, more investors and businesses are getting involved than ever. In 2020, a survey of high net worth individuals found that 87% plan to maintain or increase their allocation to alternative assets over the next twelve months. The number of institutions invested in private equity in 2015 was 6,170; today, more than 8,400 companies are involved. Almost 1,800 fund managers hold private debt, more than twice as many as just five years ago. Real estate assets under management hit a record $ 992 billion in the summer of 2019, marking the fourth consecutive annual increase in assets under management for the industry.

In addition to the volume of alternative investments, history is being made every day in the space of alternative assets from single transactions. In July 2021, the sale for $ 870,000 of a sealed copy of THE Legend of Zelda broke the record for the most expensive video game ever sold. Two days later, a sealed copy of Super Mario 64 sold for $ 1,560,000. Also earlier this year, the sale of Beeple’s Magnum opus for $ 69.3 million was the third highest auction price ever achieved by a living artist. Don’t forget the vintage vehicles – the most expensive McLaren F1 ever sold was also sold earlier this year.

A hint of devolution

As alternative investments change and evolve, not all aspects of these opportunities are positive. The 2017 Tax Cuts and Jobs Act removed long-standing benefits for collectible investors. Tax law has now prohibited deductible expenses and similar exchanges on collectibles. Intermediaries are also increasing fees in response to increased demand. Christie’s Auction House increased premiums for art buyers three times between 2016 and 2019, while Sotheby’s implemented a new 1% “overhead” charge on all sales from last year. Although used by many as a transactional currency, the cryptocurrency law provides for rates of appreciation of up to 20%. The IRS currently holds the position of immediate tax recognition of staking rewards – even though the cryptocurrency earned has not yet been sold.

In addition, not all areas of alternative investments continue to grow. Although hedge funds rebounded in 2021, around 11,600 hedge funds closed between 2008 and 2020. It is estimated that $ 58.76 billion was withdrawn from industry investors, of which nearly $ 10 billion was withdrawn. hedge funds in December 2020 alone. Precious metals have not performed well lately either. As of this writing, the price of an ounce of gold has fallen 10.45% from a year ago. Although generally used as a hedge against inflation, precious metal prices are under pressure due to a stronger than expected job market as well as continued demand for the US dollar.

Related: Avoid Investment Mistakes: Learn Behavioral Finance

The era of democratization

We can already see what the future of alternative investments looks like, and it is the universal democratization of opportunities. Through the use of technology, investors can avoid high barriers to entry or large capital requirements to get involved in the assets they believe in. You don’t have a wine cellar or are you worried about the physical maintenance of your alcohol investment? Vinovest acquires, stores and ships investments in wine. It is currently offering early access to new investment opportunities through its new WhiskeyVest platform. Finally, non-institutional investors now have access to private equity offers via Republic, a fintech investment platform.

Another evolving trend in the world of alternative investments is tokenization. Tokenization is the act of breaking a large enough investment into digestible chunks for small investors. Also known as splitting, this process legally split Andy Warhol’s “14 Little Electric Chairs” into digital tokens, with each token representing partial ownership of the artwork. Spencer Dinwiddie, a point guard for the Brooklyn Nets, symbolized his NBA contract – allowing him to collect his contract three years in advance and allowing investors to have a bond-backed investment from an NBA contract that would pay out over several years. Many commercial real estate markets such as Red Swan require minimum investments of around $ 1,000; investors can then choose between real estate opportunities across the country in which to invest. While alternative investments were previously exclusive, there is now a minimal monetary barrier to entry to owning a portion of something great.

The future of alternative investments

On the one hand, alternative investments have been around for centuries. On the other hand, Barack Obama was sworn in as the 44th President of the United States just 17 days after the creation of the Bitcoin network. New non-traditional investments are created every day, building on traditional opportunities with a rich history by integrating innovative future applications. For the investor looking to diversify his portfolio, it is an exciting time to be a part of this stage in the evolution of alternative investing.

Related: The Growth of Sustainable Investing


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NASDAQ: AAPL Apple Inc dividend announcement $ 0.0926 per share https://mmogaccounts.com/nasdaq-aapl-apple-inc-dividend-announcement-0-0926-per-share/ https://mmogaccounts.com/nasdaq-aapl-apple-inc-dividend-announcement-0-0926-per-share/#respond Sat, 06 Nov 2021 00:19:41 +0000 https://mmogaccounts.com/nasdaq-aapl-apple-inc-dividend-announcement-0-0926-per-share/ VictoryShares US EQ Income Enhanced Volatility Wtd ETF / Victory Portfolios II (NASDAQ: CDC) on 05/11/2021 declared a dividend of $ 0.0926 per share payable on November 10, 2021 to shareholders of record on November 09, 2021. Dividend amount recorded is a decrease of $ 0.0941 from the last dividend paid. VictoryShares US EQ Income […]]]>

VictoryShares US EQ Income Enhanced Volatility Wtd ETF / Victory Portfolios II (NASDAQ: CDC) on 05/11/2021 declared a dividend of $ 0.0926 per share payable on November 10, 2021 to shareholders of record on November 09, 2021. Dividend amount recorded is a decrease of $ 0.0941 from the last dividend paid.

VictoryShares US EQ Income Enhanced Volatility Wtd / Victory Portfolios II (NASDAQ: CDC) has been paying dividends since 2014, has a current dividend yield of 2.5252525806%, and has increased its dividend for 0 consecutive years.

The market capitalization of VictoryShares US EQ Income Enhanced Volatility Wtd ETF / Victory Portfolios II is $ 999,702,000 and has a PE ratio of 0.00. The stock price closed yesterday at $ 67.32 and has a 52 week low / high of $ 48.66 and $ 67.85.

For more information on VictoryShares US EQ Income Enhanced Volatility Wtd ETF / Victory Portfolios II, click here.

The current dividend information of VictoryShares US EQ Income Enhanced Volatility Wtd ETF / Victory Portfolios II as of the date of this press release is:

Dividend declaration date: November 05, 2021
Ex-dividend date: November 08, 2021
Dividend registration date: November 09, 2021
Dividend payment date: November 10, 2021
Dividend amount: $ 0.0926


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